Netherlands expat calculators
Free, accurate calculators to help you plan your life in the Netherlands. From cost of living to salary comparisons - make informed decisions with up-to-date 2026 data.
Cost of living calculator
Most popularCalculate your monthly expenses in Amsterdam, Rotterdam, Utrecht & Eindhoven. Includes housing, health insurance, food, transport, and more.
30% tax ruling calculator
Save €15k+Calculate your take-home pay with the 30% tax ruling in Netherlands. Includes eligibility check, salary requirements, and savings comparison.
Housing affordability calculator
NewCalculate exactly how much housing you can afford in Netherlands. Includes mortgage calculator, rental affordability, 30% ruling impact, and expat-specific requirements.
AOV insurance calculator
ZZP freelancersEstimate your AOV (income protection) monthly premium as a ZZP freelancer. Enter age, income, waiting period, and smoking status for an instant cost estimate and after-tax breakdown.
Health insurance calculator
Nov/Dec essentialCalculate your actual monthly Dutch health insurance cost after zorgtoeslag subsidy. Enter income to see which insurer is cheapest for your situation, with eigen risico tradeoff analysis.
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Salary comparison
Compare salaries across Dutch cities and adjust for cost of living differences
Transportation calculator
Calculate commute costs and compare transport options across Netherlands
Why use our calculators?
Accurate 2026 data
Updated with current 2026 market rates, verified premiums and government requirements
Expat-Focused
Includes expat-specific costs like BSN fees, health insurance, and visa requirements
Free & Easy
No registration required, instant results, and mobile-friendly interface
BSN Registration Guide
Complete guide to registering for your BSN in the Netherlands
Health insurance guide
Everything about mandatory Dutch health insurance for expats
Housing services
Find verified housing agencies and rental platforms