Netherlands Cost of Living Calculator 2025
Most accurate FREE Netherlands cost of living calculator for expats. Calculate your exact monthly expenses in Amsterdam (€2,450/month), Rotterdam (€1,950/month), Utrecht (€2,200/month) & Eindhoven (€1,900/month). Includes mandatory expat costs: Dutch health insurance (€125/month), BSN registration (€67.50), childcare, and housing by city.
Your Information
Monthly Costs Breakdown
🏙️ City Comparison for Your Profile
Compare your estimated monthly costs across major Dutch cities:
Amsterdam
Rotterdam
Utrecht
Eindhoven
⚠️ Important Disclaimer
These calculations are estimates based on 2025 market data and should be used for planning purposes only.Actual costs may vary significantly based on personal choices, specific neighborhoods, housing availability, and individual circumstances. We recommend consulting with financial advisors and conducting additional research before making major financial decisions. Cost data is regularly updated but market conditions change frequently.
Why This is the Most Accurate Netherlands Cost Calculator
Expat-Specific Costs Included
2025 Market Data Accuracy
📈 Cost Comparison: Netherlands vs Other European Cities
Amsterdam costs are comparable to Munich or Vienna, while Rotterdam offers better value than Berlin or Prague. Utrecht provides central location convenience similar to Brussels, and Eindhoven delivers tech-hub affordability like Austin or Raleigh. Our calculator helps you compare Netherlands living costs with accurate 2025 market data including all expat-specific expenses that other calculators miss.
Frequently Asked Questions
How accurate is this Netherlands cost calculator?
Our calculator uses 2025 market data updated regularly from official sources, rental platforms, and government statistics. We include expat-specific costs like mandatory health insurance (€125-140/month), BSN registration, and city-specific pricing. However, individual costs can vary by 15-30% based on personal choices and neighborhoods.
What makes this calculator different for expats?
Unlike generic calculators, we include mandatory expat expenses that many overlook: Dutch health insurance (€125-140/month), BSN registration fees (€67.50), expat-focused housing costs, international calling plans, and city-specific transport. These often add €200-300/month to your budget.
Amsterdam vs Rotterdam vs Utrecht costs?
Amsterdam: €2,450-2,800/month (most expensive, premium city)
Utrecht: €2,200-2,500/month (15-18% cheaper than Amsterdam)
Rotterdam: €1,950-2,200/month (20-25% cheaper, best value)
Eindhoven: €1,900-2,100/month (tech hub, affordable)
Are childcare costs included?
Yes! Dutch childcare averages €1,200-1,800 per child per month for full-time care. However, government subsidies (kinderopvangtoeslag) can reduce costs by 60-90% depending on your income. Our calculator shows gross costs - check with Belastingdienst for your subsidy eligibility.
Essential Resources for Expats
Complete your Netherlands move with these essential guides and tools: