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Tax and government mail

Jaaropgaaf

Annual salary statement

Last updated: September 28, 2026✓ Verified September 2026

What does Jaaropgaaf mean?

A jaaropgaaf (also written jaaropgave) is the annual statement your employer or benefits agency gives you after the calendar year ends. It shows your taxable wage (fiscaal loon), the wage tax and premiums withheld (loonheffing), and whether the wage tax credit (loonheffingskorting) was applied. The figures are usually pre-filled in your tax return, and you use the jaaropgaaf to check them.

Key facts

Issued byEach employer, and UWV or SVB for benefits
Usually arrivesJanuary or February
Main figuresFiscaal loon, ingehouden loonheffing, loonheffingskorting
Used forChecking your pre-filled tax return

What to do

  • Expect it in January or February, often in your employer's payroll portal rather than on paper.
  • Check the taxable wage and withheld loonheffing against the pre-filled figures in your tax return.
  • Check whether loonheffingskorting was applied. It should be applied by one employer only.
  • If you had two jobs or changed employer, collect a jaaropgaaf from each and make sure all appear in the return.
  • If the 30% ruling applied, check that the tax-free allowance is not included in the taxable wage.

Worth knowing

Wage tax credit applied by two employers at once is the most common reason expats with a second job end up with a tax bill. The jaaropgaaf shows it, so check it before you file.

Frequently asked questions

Where do I find my jaaropgaaf?

Most employers publish it in their payroll portal or send it by email early in the year. If you left the company during the year, you may receive it with your last payslip. Ask HR or payroll if it has not appeared by the end of February.

Do I need to upload the jaaropgaaf with my tax return?

No. Your employer reports the same figures to the Belastingdienst, which pre-fills them in your return. You use the jaaropgaaf to check those figures are right.

What if the jaaropgaaf is wrong?

Ask your employer to correct it. The employer must also correct its report to the Belastingdienst, otherwise the pre-filled data in your return stays wrong.

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Official sources